국제금융 위기의 원인, 영향, 대처방안
- 최초 등록일
- 2009.06.09
- 최종 저작일
- 2009.06
- 3페이지/
한컴오피스
- 가격 1,000원
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소개글
영문으로 된 자료입니다.
간단하게 subprime 위기에 대해서
원인, 영향, 대처방안을 정리한것입니다.
목차
What is the crisis?
Causes
Impact
Responses
본문내용
The subprime mortgage crisis is an ongoing financial crisis triggered by a dramatic rise in mortgage delinquencies and foreclosures in the United States, with major adverse consequences for banks and financial markets around the globe.
1. Background and timeline of events
High default rates on "subprime" and adjustable rate mortgages (ARM), began to increase quickly thereafter. An increase in loan incentives such as easy initial terms and a long-term trend of rising housing prices had encouraged borrowers to assume difficult mortgages in the belief they would be able to quickly refinance at more favorable terms. However, once interest rates began to rise and housing prices started to drop moderately in 2006–2007 in many parts of the U.S., refinancing became more difficult.
The risks to the broader economy created by the housing market downturn and subsequent financial market crisis were primary factors in several decisions by central banks around the world to cut interest rates and governments to implement economic stimulus packages. Effects on global stock markets due to the crisis have been dramatic.
참고 자료
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